About Us

Our Philosophy "Customers for Life"

Lake City Mortgage is located in Plattsburgh, New York. We close loans through out the sates of New York, RI and MA. If you are looking to purchase or refinance apply online today for low rates and low closing costs. Our programs include first time home buyers, investment properties, self-employed loans and refinances for debt consolidation. Lake City Mortgage believes the "customer for life" principle of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.

Low rates and fees through knowledge and technology

We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems we have taken the mystery out of approving and closing a homeloan.

History

Lake City Mortgage was started by wholesale mortgage bankers from Boston, MA. Northern New York was chosen as a location for the company because it provided a low cost environment for set up and operation. The managment team at Lake City Mortgage has the goal of passing on the savings to clients by offering low rates and low closing costs. With over twenty years in combined mortgage experience, we know how to structure perfect loans for our customers. Knowledge, service and technology are the three major parts that contribute to the success of Lake City Mortgage

Niche Programs

Zero money down for first time home buyers Zero money down on investment properties Self-employed programs with no proof of income Refinance to pay off debt or take out cash Pick a payment plan. You choose your own payment!